🚗 Toyota Finance Calculator 2024 💰
Calculate Your Dream Toyota Payment | Compare Financing & Leasing Options
Toyota Payment Calculator
Configuration
Payment Results
Payment Breakdown
Payment Comparison
🔥 Current Toyota Finance Deals 🔥
2025 Corolla
Special APR Financing
2025 RAV4
Special APR Financing
2025 Camry
Lease Special
2024-2025 Toyota Price Guide
| Model | Starting MSRP | Est. Payment* | Fuel Economy | Type |
|---|---|---|---|---|
| Corolla | $22,325 | $350/mo** | 32/41 MPG | Sedan |
| Corolla Hybrid | $24,760 | $385/mo** | 53/46 MPG | Hybrid Sedan |
| Camry | $28,700 | $445/mo** | 28/39 MPG | Midsize Sedan |
| Prius | $27,450 | $425/mo** | 57/56 MPG | Hybrid |
| RAV4 | $29,276 | $455/mo** | 27/35 MPG | Compact SUV |
| Highlander | $39,820 | $620/mo** | 21/29 MPG | Midsize SUV |
| 4Runner | $40,770 | $635/mo** | 16/19 MPG | SUV |
| Tacoma | $32,200 | $500/mo** | 20/22 MPG | Pickup Truck |
**Payments are estimates and may vary based on credit approval
Frequently Asked Questions
What APR can I expect for Toyota financing?
Toyota currently offers APR rates starting from 4.99% for well-qualified buyers on select models. Rates may vary based on your credit score, down payment, and loan term. Credit scores of 750+ typically qualify for the best rates.
Should I finance or lease a Toyota?
Financing is better if you plan to keep the car long-term, drive more than 15,000 miles/year, or want to build equity. Leasing offers lower monthly payments and the ability to drive a newer car with warranty coverage, but you won’t own the vehicle.
How much should I put down on a Toyota?
A down payment of 10-20% is recommended to reduce monthly payments and interest costs. For a $30,000 Toyota, consider putting down $3,000-$6,000. A larger down payment also helps if you have less-than-perfect credit.
What factors affect my Toyota payment?
Your monthly payment depends on: vehicle price, down payment, trade-in value, APR (interest rate), loan term, and any additional fees. Use our calculator above to see how each factor impacts your payment.