💰 PPF Calculator | Public Provident Fund 2025 💰
Plan Your Tax-Free Wealth Creation with Ease
Why Use Our PPF Calculator?
The PPF Calculator is a powerful tool designed to help you plan your long-term savings with the Public Provident Fund (PPF). This calculator provides accurate estimates of your maturity amount, returns, and tax benefits, making it ideal for retirement planning or building wealth. With a mobile-friendly interface and real-time calculations based on 2025 interest rates, our PPF Calculator ensures you make informed financial decisions. Explore related tools like our Lucky Mobile Number Calculator or Switch Words for Money to enhance your financial journey.
PPF Calculator
Enter your investment details to estimate your PPF returns
Your PPF Results
✨ Key Benefits of PPF Investment ✨
Guaranteed Safety
Backed by the Government of India, ensuring complete capital protection.
Tax-Free Returns
Enjoy EEE (Exempt-Exempt-Exempt) status with tax-free contributions, interest, and withdrawals.
Long-Term Wealth
Build wealth over 15+ years with flexible extensions in 5-year blocks.
Flexible Deposits
Invest from ₹500 to ₹1.5 lakh annually in up to 12 installments.
Compounded Growth
Earn interest on interest with annual compounding for maximum returns.
Loan Facility
Access loans against your PPF balance from the 3rd to 6th year.
How PPF Works
Open PPF Account
Open at a bank or post office with a minimum of ₹500.
Invest Annually
Deposit up to ₹1.5 lakh per year in installments.
Earn Interest
Interest compounded annually at government-set rates.
Withdraw at Maturity
Receive tax-free maturity amount after 15 years.
Frequently Asked Questions
What is a PPF Calculator?
A PPF Calculator estimates your Public Provident Fund maturity amount, returns, and tax savings based on your investment, tenure, and interest rate.
What is the current PPF interest rate for 2025?
The current PPF interest rate is 7.1% per annum, subject to quarterly revisions by the government.
Can I withdraw from PPF before maturity?
Yes, partial withdrawals are allowed from the 7th year, limited to 50% of the balance at the end of the 4th year.
What are the tax benefits of PPF?
PPF offers EEE status: contributions up to ₹1.5 lakh qualify for Section 80C deductions, interest is tax-free, and withdrawals are exempt.
Who can open a PPF account?
Indian residents, including minors (through guardians), can open a PPF account. NRIs are not eligible.
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Learn More About PPF
For detailed insights, visit Groww’s PPF Calculator for additional resources.
Try our Free Text-to-Voice AI for more interactive tools.