💰 LIC Jeevan Labh Calculator 🚀
Calculate Premium, Maturity Benefits, Surrender Value & Bonus for LIC Jeevan Labh Plan 936/836
🎯 Why Use Our LIC Jeevan Labh Calculator? 🎯
Accurate Calculations
Get precise premium, maturity, and surrender value calculations based on latest LIC rates and bonus declarations. Our LIC Jeevan Labh calculator uses updated formulas approved by insurance experts.
Mobile Friendly
Access our LIC Jeevan Labh calculator on any device – smartphone, tablet, or desktop. Responsive design ensures perfect experience on all screen sizes.
Instant Results
Get immediate calculations with detailed breakdowns and visual charts for better understanding of your LIC Jeevan Labh policy benefits.
Visual Analytics
Interactive charts and graphs to visualize your LIC Jeevan Labh investment growth and returns over time, helping you make informed decisions.
100% Free & Secure
Our LIC Jeevan Labh calculator is completely free to use with no hidden charges. Your data is not stored or shared anywhere.
Educational Content
Learn about LIC Jeevan Labh policies, investment strategies, and make informed financial decisions with our comprehensive guides.
📚 About LIC Jeevan Labh Policy 📚
Key Features
- Plan Numbers: 936 (Modified) and 836 (Old)
- Entry Age: 8 to 59 years
- Policy Terms: 16, 21, 25 years
- Premium Paying Terms: 10, 15, 25 years
- Max Age at Maturity: 75 years
- Current Bonus Rate: ₹40 per ₹1000 Sum Assured
Benefits
- Death Benefit: Higher of Sum Assured or 7x Annual Premium
- Maturity Benefit: Sum Assured + Bonuses
- Tax Benefits: Under Section 80C and 10(10D)
- Loan Facility: Available after 2 policy years
- Surrender Value: Available after 2 complete years
- Riders Available: Accidental, Term, Premium Waiver
Important Notes
- Premium payment stops after premium paying term
- Policy continues till maturity
- Bonus rates are declared annually
- Final Additional Bonus payable at maturity
Policy Considerations
- Surrender charges apply for early surrender
- Medical examination may be required
- GST and other taxes applicable
- Policy document is the master contract
🔗 Related Financial Calculators 🔗
Pregnancy Tracker
Track your pregnancy week by week with our advanced calculator
Affirmation Cards
Positive affirmation cards for daily motivation
Switch Words Generator
Powerful switch words for manifestation
Money Switch Words
Switch words specifically for financial abundance
Lucky Mobile Number
Calculate your lucky mobile number
Sports Center Converter
Quick sports unit converter
Pregnancy Diet Chart
Weekly meal guide for a healthy baby
Text to Voice AI
Free Hindi text to speech converter
Pet Insurance Calculator
Calculate pet insurance value
Medication Reminder
Stay on track with your medications
Palm Reading Tool
Free palm reading analysis
Stress Management Guide
Proven tips for stress relief
Official LIC Calculator
LIC’s official premium calculator
❓ Frequently Asked Questions ❓
What is LIC Jeevan Labh Policy?
LIC Jeevan Labh is a limited premium endowment plan where you pay premiums for a limited period but get coverage till maturity. It offers guaranteed returns with bonus and final additional bonus. The LIC Jeevan Labh calculator helps you estimate these benefits accurately.
How is the maturity amount calculated in LIC Jeevan Labh?
Maturity Amount = Basic Sum Assured + Accumulated Simple Reversionary Bonus + Final Additional Bonus (if any). The bonus is declared annually and accumulates over the policy term. Our LIC Jeevan Labh calculator simplifies this complex calculation for you.
When can I surrender my LIC Jeevan Labh policy?
You can surrender your policy after completing 2 full policy years. The surrender value includes guaranteed surrender value and bonus surrender value, but may result in financial loss. Use our LIC Jeevan Labh calculator to estimate surrender values before making decisions.
What are the tax benefits of LIC Jeevan Labh?
Premiums paid are eligible for tax deduction under Section 80C up to ₹1.5 lakhs per year. The maturity amount and death benefit are tax-free under Section 10(10D). Our LIC Jeevan Labh calculator helps you plan your tax savings effectively.
Is loan facility available on LIC Jeevan Labh?
Yes, loan facility is available after completion of 2 policy years. The loan amount depends on the surrender value and is subject to LIC’s terms and conditions. The LIC Jeevan Labh calculator can help estimate potential loan amounts.
How accurate is this LIC Jeevan Labh calculator?
Our LIC Jeevan Labh calculator provides highly accurate estimates based on current bonus rates and LIC’s calculation methods. However, actual values may vary slightly based on specific policy conditions and future bonus declarations.