Tata AIA Term Insurance Calculator

Term Insurance Premium Calculator

Calculate your term insurance premium based on your coverage needs, age, and policy term

Enter Your Details

Coverage Amount (₹)

₹

₹5 Lakhs ₹5 Crores

Your Current Age

Yrs

18 Years 65 Years

Policy Term

Yrs

5 Years 40 Years

Premium Payment Term

Choose how long you want to pay premiums

Health Status

Your health status affects your premium rates

Your Premium Estimate

Estimated Annual Premium

₹12,345

for 20 years policy term

Sum Assured ₹1,00,00,000

Policy Term 20 Years

Premium Payment Term Regular Pay

Health Status Excellent

Key Benefits:

Life cover up to age 50 years

Tax benefits under Section 80C & 10(10D)

Option to add riders (Critical Illness, Accidental Death)

High claim settlement ratio of 98.02%

Premium Breakup

Coverage Details

Year	Annual Premium	Total Paid	Coverage

Feature	Details
Death Benefit	100% of Sum Assured + Bonuses (if any)
Maturity Benefit	No maturity benefit (Pure Protection Plan)
Free Look Period	15 days from policy receipt
Grace Period	30 days for premium payment
Loan Facility	Not available (Term Plan)

Disclaimer: This calculator provides only an estimate of premium based on the information provided. The actual premium may vary based on underwriting decisions, additional riders, and other factors. Please consult with our financial advisor for exact premium calculations.